Recency Bias – Falling Into the Past Returns Trap Introduction It’s tempting to assume that a fund which performed well recently will continue to do so. That’s recency bias — a cognitive shortcut where recent events heavily influence decisions. In mutual fund investing, this often means buying into ...
Confirmation Bias in Fund Selection – Are You Only Seeing What You Want to See? Introduction Ever searched for a fund that only supports your beliefs? That’s confirmation bias — a powerful mental shortcut where investors look for information that confirms what they already believe while ignoring con...
SIP in Mutual Funds SIP or Systematic Investment Plan helps you invest in mutual funds with discipline and ease. Discover how SIP works, its benefits, and why it's perfect for beginners. Introduction Ever wished you could invest in mutual funds without worrying about market timing or large one-time ...
Loss Aversion – Why We Exit Early Introduction Imagine losing ₹1,000. Now imagine gaining ₹1,000. Most people the pain of the loss much more than the joy of the gain. This is loss aversion — a powerful behavioural bias that causes investors to exit mutual funds prematurely, especially during downtur...
Large Cap, Mid Cap, and Small Cap Funds Understand the difference between Large Cap, Mid Cap, and Small Cap mutual funds. Learn how they work, their risk-return profiles, and which one fits your investment goals. Introduction When it comes to equity mutual funds, the terms Large Cap, Mid Cap, and Sm...